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People always ask me whether it's a good time to purchase a home, and my answer is always the same.
It is always a good time to buy a home, rather than renting one. It doesn't matter what the market looks like, to me, it always makes more sense to rent than to own.
Interest rates are at all-time lows, which is going to save you thousands of dollars over the life of your loan. These low rates won't last forever, so now is the time to buy if you've been on the fence.
There are also many different kinds of mortgage programs that will allow many different people to afford homes. The requirements have loosened, so now is the time to take advantage of this.
Valuations are on the rise currently, but you can still find affordable homes right now. If you buy a home now, you can ride the wave of appreciation.
There are many different benefits to owning a home instead of renting. One of these is that you can deduct your mortgage interest, which is a huge tax benefit.
Another benefit is that you're enhancing your net worth every single month. When you rent, your net worth moves down nearly every month.
If you're not sure if you're ready to buy, please contact me! Let's see if you're ready to buy. Even if you're not ready right now, we can form a plan so that you can purchase later down the road.
